We are certified brokers of the Affordable Care Act!
In 2012, lawmakers passed Health Care Reform legislation which resulted in sweeping changes in health insurance regulations. The major focus of these regulations centered around the “individual mandate” as well as “federal subsidies”.
The Individual mandate requires individuals who can afford health insurance to enroll in a health plan with “Essential Benefits” or face financial penalty.
Health Care Reform also includes Employer obligations, such as providing a “Fair Share Contribution” to their employees’ health plan; and certain “Non-Discrimination Rules”. Employers found non-compliant will face surcharges.
I.V.M. helps clients understand all of their options before making a decision, what to expect and how to stretch healthcare dollars in your favor. It really adds up!
MA Forms and Practical Documents